Lowest Fees Guaranteed.

Don't continue struggling thinking that you can't get help because you are short on cash. In almost all cases we are able to work out a payment plan with our clients, and as long as the first payment is made, we will file your case. We have assisted over 1000 San Diegans through the bankruptcy process since 2005.  We can stop creditor harassment, wage garnishments, bank levies, and lawsuits -- the same day you call us if needed.

Questions about whether bankruptcy is right for you?
We have answers-- and the initial consultation is always free.

Offices In
Downtown San Diego, La Mesa, Chula Vista, Serra Mesa and Escondido

File today. Pay fees over time.

Call now to schedule a free consultation.


Online Reviews

Positive Credit Impact

Credit Score, Post Filing

In nine out of ten cases, our clients see their credit score increase anywhere from 25 to 180 points the first year after filing bankruptcy. Things really have changed. While in the bankruptcy process, our clients receive multiple letters from car dealers saying "hey, we know you're in bankruptcy, but come talk to us and let's see if we can work out a better deal for you on a car." The sooner you file, the sooner your credit score will rebound which means lower interest rates on car loans. Filing sooner rather than later will also get you in line faster to qualify for a home loan.

Get your Free Credit Report

Clients of The Debt Solution Law Group receive a free credit report at their first meeting. If you want to know to what extent bankruptcy will increase your credit score, but have not yet decided on whether you want to file bankruptcy, we can obtain a credit report for you for a nominal charge.

Bankruptcy Overview

Legal Disclaimer

S.E. Cowen Law is a local San Diego Law Firm with offices located in Downtown San Diego, Carlsbad, La Mesa, Serra Mesa, Chula Vista and Escondido. | (619) 202 7511. S.E. Cowen Law has attorneys licensed to practice law in California. Nothing in this advertisement should be construed as legal advice. The attorney responsible for this advertisement is S.E. Cowen. This site contains general information that is intended to be accurate and up to date. It is not intended to provide legal advice. For legal advice, please personally consult with an experienced attorney. Use of this site does not constitute an engagement of S.E. Cowen Law, and viewing this information does not create an attorney-client relationship. The information contained herein may not apply in your particular circumstances. We are a debt relief agency. we help people file for bankruptcy relief under the bankruptcy code.